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Beware of Pumping and Pedaling

Posted by Nancy on January 20, 2012 in Risk Management |

While trying to mind my own business as I was getting my nails done this week, three young gals who had just had babies came in for a pedicure and sat right behind me. They talked for about twenty minutes about breast milk pumping. One complained about finding the time to pump. “How long is your commute?” one asks the time-strapped mother. “15 minutes,” she answers. “Oh, that’s not long enough to pump,” the advisor says.

“I want to read that police report,” I said to the gal doing my nails. A woman sitting a few chairs away said to me, “Oh, they do it all the time,” meaning the young women who breastfeed, I guess.

Something Tells Me It’s All Happening At the Zoo

Then the gal with time constraints said, “Well, we’re going to the zoo tomorrow, so I can do it then.” I couldn’t resist, at that point, not knowing if she meant she would pump while she walked among the giraffes or on the trip there, so I said, “Well, at least you’ll be among mammals.” They didn’t find that amusing.

I posted this conversation on my Facebook page because I found it so amusing and completely bewildering. The comments I received made me realize: pumping and pedaling is not an anomaly. One gal told me her friend’s daughter told her teacher she wanted to be when she grew up, “Just like my mom. She can breastfeed the baby, eat a hamburger, and drive with her knee, all at the same time.”

What Else Goes Wrong Behind the Wheel?

So if your employees are pedaling and pumping, I wondered what else they might be doing behind the wheel that might impact the small business owner. Since I’ve been out of front-line claims handling for a number of years, I decided to ask some of my friends who handle claims. Here are some things they find in police reports as they investigate claims.

  1. In a long-haul trucking accident that involved fatalities, the truck driver was reviewing pornography as he drove. He drove over the top of another vehicle, resulting in several fatalities.
  2. Shaving and driving are frequently reported.
  3. One adjuster reported his insured activated cruise control in a recreational vehicle then headed for a nap.
  4. Reading at stop signs is a frequent problem in accidents.
  5. Eating behind the wheel also contributes to many accidents.

How to Avoid Pumping and Pedaling and Other Unsafe Driving Habits

There are many things people do wrong when driving. How can you stress the importance of safe driving to your employees? Here are a few tips.

  1. Set the expectation at employee orientation that safe driving, whether at home or at work, is critical to job performance. How employees drive in their own vehicles is a direct indicator of how they will drive yours.
  2. Put safe driving reminders in pay stubs from time to time.
  3. Have employees sign a form when they use a pool car that clearly states they will wear their seat belts and obey all rules of the road.
  4. Let all employees know how much accidents cost your company. While you don’t have to identify the employee who had the accident, in your next meeting, for example, tell employees, “The accident where we rear-ended another vehicle cost over $120,000 to settle.” Employees understand money.
  5. Hold employees accountable for at-fault accidents. Make it clear in your personnel policies that any failure to work safely, including driving safely, can mean discipline up to and including termination.

Know Your Employees’ Driving Habits

From time to time, ride with your employees. Do they tailgate? Do they chat more than they drive? If so, a company-wide driver training may be in order. National Safety Council offers driver training in most states. One auto accident can devastate your loss history, so money spent to prevent auto and other accidents almost always pays for itself.

In the case of breast-pumping and driving, I cannot even fathom how to avoid this exposure. Perhaps your female managers who have had children can take your lactating Madonnas aside and offer some advice. Good luck with that.

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Latest Cavalcade of Risk Posted

Posted by Nancy on January 11, 2012 in Personal |

The latest Cavalcade of Risk is posted with my new article about wacky insurance claims submitted in 2011 included. View it here.

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White Papers Position You as an Expert!

Posted by Nancy on December 30, 2011 in Personal |

Tired of competing against the crowd? A well-crafted White Paper positions you as an expert. A cross between a full-length article and a marketing brochure, the White Paper offers free information and helps solve your clients’ problems. When you provide knowledge, you gain unique access to your target market. With years of experience writing White [...]

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Cavalcade of Risk #144 is a Turkey!

Nancy Germond hosts the 144th Cavalcade of Risk, and it’s no turkey!

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Latest Cavalcade of Risk is Posted

Posted by Nancy on October 7, 2011 in Risk Management |

Read the latest Cavalcade of Risk.

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The Latest Cavalcade of Risk Posted

Posted by Nancy on August 24, 2011 in Risk Management |

The latest Cavalcade of Risk posted.

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Develop a Style Guide to Build Your Brand

Posted by Nancy on August 12, 2011 in Personal |

What is a style guide? It is a multi-page document that standardizes your employees’ use of grammar and style.

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Read This Roundup of Cavalcade of Risk!

Posted by Nancy on July 28, 2011 in Personal |

Read the latest edition of Cavalcade of Risk, top articles by great risk thinkers.

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Cavalcade of Risk Posted

Posted by Nancy on June 15, 2011 in Risk Management |

The latest Cavalcade of Risk is posted!

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My Allbusiness Blog Continues to Gather Readers

Posted by Nancy on June 14, 2011 in Personal |

My Allbusiness blog, Risk Management for the 21st Century, is going strong.

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