We provide these consulting services

  • Agency/Brokerage claims assistance
  • Claim audits and pre-audit assistance for MGAs and carriers
  • Expert witness
    • Claims valuation
    • Claims-handling standards
  • Municipal claims evaluation and assistance; all phases
  • Policy and procedures development
  • Return to Work program assistance and intervention
  • Review of polarized, stalled claims
  • Third-party claims administration oversight

Workers Compensation Program and Claims Consulting


Kind words from some of our consulting clients.

“Nancy Germond is an excellent risk management consultant who combines practical, up-to-date knowledge with good common sense. Her interest is always with the client.”

Ralph Korn, CPCU, Risk Manager
Kern County Bakersfield, C

“Nancy is a font of insurance knowledge.  She is a skilled teacher and speaker and a prolific writer.  I trust her judgment so much that if I am unable to take a case, she is one of the first people I direct counsel to. I highly recommend Nancy for your insurance expert witness and consulting needs.”

Chantal M. Roberts
CMR Consulting

“I have found Nancy’s written expert opinions to be well researched, documented and communicated. She has a demonstrated ability to make the complex understandable and to support her opinions and interpretations with sound reasoning and logic.”

Bill Wilson
author of “When Words Collide”

“If you’re “The Most Interesting Man or Woman in Insurance,” you don’t have to crow about it on social media or self-promote. Nancy Germond is one of those under-the-radar professionals who is a genuine thought leader in insurance. Her knowledge base spans many subsets of the insurance industry domain and she communicates in a down to earth, unpretentious style. A second-generation insurance professional, she `pays it forward’ with passion as an evangelist for insurance through her tireless efforts at teaching, coaching and mentoring the next generation of insurance professionals.”

Kevin Quinley CPCU
Principal, Quinley Risk Associates  LLC